Buyers
Buyers
Find the right house. Not just an available one.
There are always homes for sale. The work is knowing which one fits how you actually live — and what it’s worth today.
The process
How this goes
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01
We talk before we look
Commute, new versus established, what you’d regret compromising on. This conversation saves months.
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02
You get pre-approved
Not optional. A seller choosing between two similar offers takes the funded one every time. My uncle runs a mortgage company — I’ve watched this process from the inside my whole life and can point you to lenders who answer their phones.
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03
We narrow the map
DFW has dozens of neighborhoods that feel nothing alike. We’ll shortlist three or four before spending a Saturday driving.
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04
We see homes
And I’ll tell you what I notice — the foundation crack the photos hid, the road noise, the layout that’ll frustrate you by month six.
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05
We write a strong offer
Price is one lever. Timeline, option period, financing terms, and leaseback are others. In a balanced market there’s real room to negotiate.
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06
We get to closing
Inspection, appraisal, title, survey, final walkthrough. I’ll flag what needs your attention and handle what doesn’t.
Out-of-state buyers
Four things nobody warns you about
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Property taxes run higher than you expect
Roughly 1.8–2.2% depending on your taxing entities, with no state income tax to offset. The total often still favors you — but not the way you assumed. Run it early.
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MUD and PID districts
Many newer developments carry additional assessments on top of property tax. They add meaningfully to your annual cost and won’t appear in an online estimate. Always ask.
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School zones don’t follow subdivisions
Two houses on one street can feed different elementary schools. Verify the exact address, not the neighborhood name.
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New construction is negotiable
Builders rarely cut list price, but incentives, upgrades, and rate buydowns are often very much available. Bring your own representation from the first model home visit — the agent on site works for the builder.
Who I work with
Representation, matched to the move you’re making
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Luxury buyers
Discretion, thorough diligence, and a real understanding of what separates The Hills of Kingswood from Starwood from Stonebriar — including which ones aren’t in Frisco ISD.
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Relocating families
Most start a thousand miles out. Video walkthroughs, honest neighborhood orientation, an efficient weekend when you fly in.
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Move-up buyers
The timing question is the real problem, not the house. We’ll build a plan that doesn’t leave you owning two homes or none.
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First-time buyers
A lot of vocabulary that sounds more intimidating than it is. I’ll explain it as many times as you need, and I won’t let you overextend just because you qualify for more.
Questions buyers ask
The listing agent represents the seller. The agent in a model home works for the builder. Having someone whose obligation is to you changes the outcome. We’ll put representation and compensation in writing before we start.
Less than most assume. Conventional can go as low as 3–5% for qualified buyers; VA can reach 0%. More down means a lower payment, but waiting years to reach 20% often costs more in appreciation than it saves in interest.
Most conventional programs start around 620, with better pricing above 740. FHA can go lower. A good lender can usually map a path if you’re not there yet.
Yes — a significant part of my work. Video tours, orientation calls, and a trip that counts.
Let’s find the right one
Ready to start, or still deciding whether now is the time — the first conversation costs nothing.